About Joe Spenski

Joe Spenski
Joe Spenski
R. Joseph ‘Joe’ Spenski, Audit Associate
Joe Spenski is an Audit Associate for Audit Link and a regular contributor to advisor.cuanswers.com. Joe’s degree in Business Administration coupled with his experience as an Assistant Manager at a credit union have equipped him for success in his current role. He built his skill in CU*BASE during his tenure in the Client Services area of CU*Answers, learning how configurations affect the transactional processing and operation of the software. Joe’s scrupulous attention to detail, with his natural ability to monitor and detect inconsistencies in data, forms the foundation of his auditing responsibilities. His aptitude for problem solving and capacity for communicating on diverse topics allow him to effectively investigate account activities related to BSA rules, dormant accounts, file maintenance, and advise on SAR & CTR forms. Joe was instrumental in the development of periodic run sheets critical to the work of an effective auditor. Passionate about the audit function, Joe is actively pursuing a BSA certification and also ACH Accredited Professional (AAP) certification.

Articles by Joe Spenski

Focus Group 11/05/10

November 9, 2010 – 12:45 pm

Thank you to everyone that attended the Audit Link Focus Group on 11/05/10. I have uploaded the powerpoint to the Advisor site just in case you would like to review it. I have also posted the questions and answers to some of the questions that were asked during the webinar. Focus Group Presentation Focus Group [...]

Posted in Audit Link Productions | Comments (0)

Consumer Compliance Outlook

November 8, 2010 – 3:17 pm

Check out the 3rd quarter edition of the Consumer Compliance Outlook for 2011.  The document contains a regulatory calendar that may help you stay on top of the changes for the coming year.

Posted in CU*BASE tool hints for compliance and auditing | Comments (0)

Link for Privacy Notice Builder

November 5, 2010 – 4:42 pm

Follow the link to an NCUA press release regarding the Consumer Privacy Notice form builder.  On the bottom of the first page, you will find a link for the Online Form Builder. NCUA Press Release

Posted in CU*BASE tool hints for compliance and auditing | Comments (0)

Farleigh Wada Witt – Regulation Z

November 5, 2010 – 1:06 pm

Check out the latest Credit Card compliance update from the Farleigh Wada Witt Attorney’s Office. Regulation Z – Nov. 4, 2010

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Audit Link assistance with Reg V

November 4, 2010 – 2:18 pm

Another day, another regulation.  The latest, Regulation V, places disclosure requirements upon institutions using risk based pricing models when determining the interest rates on member loans.  Effective January 2011, the regulation requires you to notify a member of their credit score when they are approved for a loan.  There are varying methods to comply with [...]

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Electronic Version of BSA Manual

October 1, 2010 – 8:05 am

If you haven’t had a chance to to read through all 439 pages of the Bank Secrecy Act/Anti-Money Laundering Examination Manual that was issued on April 29, 2010….now is your chance! The FFIEC has finally posted the electronic version of the manual for your viewing pleasure. FFIEC Electronic BSA Manual

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